Title insurance is a unique insurance policy that protects the ownership in your home. Title coverage is based on the careful research of past ownership and other public records and is designed to address any overlooked or outstanding issues impacting legal title of the property prior to you taking possession of your new home.

Title insurance gives you assurance and peace of mind by protecting your investment and property rights from future legal claims. The premium is paid only once, and your policy remains in effect as long as you own the property.

Owner Policy: This type of title policy protects your property rights.

The owner’s policy is an insurance policy that protects the purchaser against title defects. The policy assures that the property is vested in the purchaser's name as intended at closing. It also protects against losses such as hidden defects, unknown liens and encumbrances, and ownership rights for as long as you own the property.

Lender Policy: This type of title policy is usually required by your lender and protects only the lender’s interest.

The lender policy, also called the loan policy, is an insurance policy that protects against the same defects as an owner's policy but it is intended to protect the lender's interest.

Because we are affiliated with Beazer Homes, we have the same commitment as our parent company to provide the highest-quality service and customer satisfaction. In addition to providing great customer service, we are dedicated to contributing 100% of the profits from our title agency business to charity. With exceptional service through every aspect of the closing process and a unique commitment to making a positive impact on our communities, Charity Title Agency is another way you get extraordinary value when you choose Beazer.